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Important Policy Update – MAY 2021 – New 5.25% Stress Test in effect June 1st, 2021

New 5.25% Stress Test effective Jun 1st 2021

Two of the hottest topics at any dinner table, zoom call or virtual conference this past spring 2021 have been: sizzling-HOT real estate market activity, & ultra-LOW mortgage rates […]

First Time Home Buyer Incentive: Part 3

Hey guys, Recently, a lot of people have asked us about the First Time Home-Buyer Incentive (FTHBI) and we thought it was time to create […]

First Time Home Buyer Incentive: Part 2

Hey guys, Recently, a lot of people have asked us about the First Time Home-Buyer Incentive (FTHBI) and we thought it was time to create […]

First Time Home Buyer Incentive: Part 1

Hey guys, Recently, a lot of people have asked us about the First Time Home-Buyer Incentive (FTHBI) and we thought it was time to create […]

How do millennials afford real estate in 2019?

millennial talking on the phone

In 2019, Konstantin Polyakov did a  number of presentations and talks on the topic of ‘How does next generation buy a home?”. While a topical […]

The Pocket Mortgage Guide To: Basement Apartments

Basement Apartment   Many people who move into a larger property often consider renting out some of their extra space. Usually, this takes the form […]

The Pocket Mortgage Guide To: Choosing A Broker Over The Banks

When structuring mortgages, Banks have set lending guidelines that are typically geared towards AAA business with little to no tolerance for anything irregular. If you […]

Pocket Mortgage Guide To: Business For Self Applicants

  Many Business For Self (BFS) applicants will be in for a hard time when applying at a traditional bank. The majority of banks are […]

What Does Owning A Condo Really Mean?

Buying into a Stratified Property Know what that means for you! If you are looking to purchase a townhome, apartment or condo, you will more […]

Why financing a car before buying your first home may not be a great idea

Have you heard of the expression “cash flow is king”? Although cash flow is often considered a business term, it is very relevant to personal finance. First, […]