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Brace yourselves… Recession is coming.

canadian inflation (last 10 years)

What happened? And what’s next? Post-COVID Recovery, Inflation and War in Ukraine. Before we can address the obvious, it is important to describe the environment […]

How to update & correct Credit History in Canada?

Credit Statement

Although the number of free online financial literacy resources skyrocketed in the recent years, most consumers today still don’t fully understand what role a credit […]

Important Policy Update – MAY 2021 – New 5.25% Stress Test in effect June 1st, 2021

New 5.25% Stress Test effective Jun 1st 2021

Two of the hottest topics at any dinner table, zoom call or virtual conference this past spring 2021 have been: sizzling-HOT real estate market activity, & ultra-LOW mortgage rates […]

How do millennials afford real estate in 2019?

millennial talking on the phone

In 2019, Konstantin Polyakov did a  number of presentations and talks on the topic of ‘How does next generation buy a home?”. While a topical […]

The Pocket Mortgage Guide To: Basement Apartments

Basement Apartment   Many people who move into a larger property often consider renting out some of their extra space. Usually, this takes the form […]

Pocket Mortgage Guide To: Bridge Loans

A bridge loan is a loan that is meant to carry the applicant financially between two transactions. Let’s say you are looking to both sell […]

The Pocket Mortgage Guide To: Choosing A Broker Over The Banks

When structuring mortgages, Banks have set lending guidelines that are typically geared towards AAA business with little to no tolerance for anything irregular. If you […]

What Does Owning A Condo Really Mean?

Buying into a Stratified Property Know what that means for you! If you are looking to purchase a townhome, apartment or condo, you will more […]

Bill C-45, Cannabis and Real Estate in Canada

Hey folks, So, it’s been a few months since Cannabis was legalized in Canada, and recently Ontario opened up its first cannabis retail stores. As […]