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Important Policy Update – MAY 2021 – New 5.25% Stress Test in effect June 1st, 2021

New 5.25% Stress Test effective Jun 1st 2021

Two of the hottest topics at any dinner table, zoom call or virtual conference this past spring 2021 have been: sizzling-HOT real estate market activity, & ultra-LOW mortgage rates […]

First Time Home Buyer Incentive: Part 3

Hey guys, Recently, a lot of people have asked us about the First Time Home-Buyer Incentive (FTHBI) and we thought it was time to create […]

First Time Home Buyer Incentive: Part 2

Hey guys, Recently, a lot of people have asked us about the First Time Home-Buyer Incentive (FTHBI) and we thought it was time to create […]

How do millennials afford real estate in 2019?

millennial talking on the phone

In 2019, Konstantin Polyakov did a  number of presentations and talks on the topic of ‘How does next generation buy a home?”. While a topical […]

The Pocket Mortgage Guide To: Choosing A Broker Over The Banks

When structuring mortgages, Banks have set lending guidelines that are typically geared towards AAA business with little to no tolerance for anything irregular. If you […]

Pocket Mortgage Guide To: Business For Self Applicants

  Many Business For Self (BFS) applicants will be in for a hard time when applying at a traditional bank. The majority of banks are […]